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Citizens IRA Savings

Maintain liquidity and earnings power with our retirement savings account. We pay a rate one quarter percent more or higher above our statement savings account. As with our statement savings accounts, Retirement Savings statement is mailed to you on a quarterly basis.

  • Earn competitive interest rates
  • $50 balance requirement to avoid monthly service charges
  • View all transactions online with Online banking
  • Traditional & ROTH IRAs
  • Early withdrawal penalties may apply
  • Contact us for current rates and terms

 

Citizens IRA Certificates of Deposit

Whether you want to invest in a tradition IRA or a Roth IRA we have what you need. Long-term or short-term investments is does not matter; Citizens offers a great certificate of deposit. Our rates are most often the best in town.

  • Easy contribution
  • Unlimited withdrawals without penalty after age 59 1/2
  • Competitive rates
  • Early withdrawal penalties may apply
  • Contact us for current rates and terms