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We have the right products for you whether they be deposit or loan products.

Citizens Regular Checking

Citizens offers a low or no cost checking account with the following features:

  • $50 to open account
  • $250 Minimum daily balance*
  • Unlimited check writing with no per-check fee
  • No charge by Citizens for ATM usage at any STAR/Cirrus/MasterCard location worldwide
  • Free debit MasterCard usage
  • Free Online Banking
  • Free eStatements
  • Free Bill Payment with Online Banking
  • Low cost check ordering

 

 

*Service charge will be reapplied if estatement or direct deposit relationship is not maintained.


*Message and data rates may apply from your wireless carrier


*No minimum balance requirement or monthly service charge when the customer uses direct deposit or selects our electronic statement option through CBOM Online Banking service within 60 days of opening their account. Customers that choose to receive a monthly, mailed paper statement will be subject to a monthly service charge if their daily balance falls below $250.

 

Citizens NOW Checking

Citizens offers an inexpensive interest bearing checking account with the following features:

  • $50 to open account
  • $500 Minimum daily balance to avoid monthly service charges.
  • Unlimited check writing with no per-check fee
  • No charge by Citizens for ATM usage at any STAR/Cirrus/MasterCard location worldwide
  • Free debit MasterCard usage
  • Free Online Banking
  • Free eStatements
  • Free Bill Payment with Online Banking
  • Low cost check ordering

 

Citizens Senior Free Checking

Citizens offers a no cost checking account for Seniors with the following features:

  • $50 to open account
  • No minimum balance requirements – must be 60 years or older to qualify
  • Unlimited check writing with no per-check fee
  • No charge by Citizens for ATM usage at any STAR/Cirrus/MasterCard location worldwide
  • Free debit MasterCard usage
  • Free Online Banking
  • Free eStatements
  • Free Bill Payment with Online Banking
  • Free Mobile Banking access
  • Low cost check ordering