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For those first-time savers this is a great way to begin a relationship with a bank. Establish your credit history by opening a deposit account. Get to know us and we will get to know you. Financial security will open doors for you into the future.

Citizens Statement Savings

Citizens offers a convenient way to saving with statement savings. We post your transactions and maintain history on a statement mailed to you on a quarterly basis.

  • $50 to open account
  • Quarterly statement cycle
  • No charge by Citizens for ATM usage at any STAR/Cirrus location worldwide
  • To avoid quarterly minimum balance fee you must maintain an average balance of $50.
  • Free Online Banking
  • Free eStatements


Citizens Christmas Club Account

The best way to accumulate savings for Christmas. Create an automatic monthly transfer to build your savings fast. We pay our high rate of interest when your funds are drawn in time for Christmas. Nobody beats us!

  • $10 minimum to open the account/maximum monthly deposit $1,000
  • Free automated transfers
  • View transactions online through Online Banking
  • Free Online Banking
  • Earn competitive interest rates
  • Maturity every October 15